Competitive rates for collector vehicles. Terms up to 84 months. Pre-qualify in minutes without impacting your credit score.
Lending Partners
J.J. Best Banc & Co.
Woodside Credit
LightStream
RoadLoans
Payment Calculator
Calculate Your Payment
Adjust the sliders to match your purchase. Rates are estimates — your final rate depends on credit profile and lender approval.
Loan Parameters
Annual Percentage Rate (APR)7.9%
Rate auto-adjusts by term. Shorter = lower. Based on good credit (700+). Your rate may vary.
Estimated Monthly Payment
Monthly
$2,918
per month
Vehicle Price$145,000
Down Payment$29,000 (20%)
Loan Amount$116,000
Total Interest$24,980
Total Cost$169,980
Estimates only. Subject to credit approval. Actual rates from 5.9% to 14.9% depending on credit profile, vehicle age, and lender.
Pre-Qualification
Get Pre-Qualified
Pre-qualifying takes under 2 minutes and does not affect your credit score. One of our financing specialists will contact you within 24 hours with tailored options from our lending partners.
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No Hard Credit Pull — Pre-qualification uses a soft inquiry that won't impact your score.
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Collector Car Specialists — Our partners understand collector vehicles, classics, and exotic cars. No one treats a 1969 Camaro like a Toyota Corolla.
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Terms Up to 84 Months — Extended terms keep payments manageable on high-value acquisitions.
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Canadian and US Buyers — We work with lenders in both countries to serve our full collector community.
Pre-Qualification Form
Common Questions
Financing FAQ
Absolutely. Our lending partners specialize in collector vehicles including pre-war classics, muscle cars, and vintage European automobiles. Vehicle age is not a disqualifier — condition, value, and your credit profile are what matters. Some lenders go back to 1900 model years.
Our partners work with a range of credit profiles. Excellent rates (starting at 5.9%) are available for scores of 750+. Good rates for 700–749. Fair rates for 650–699. Even borrowers below 650 may qualify through select lenders, typically with a larger down payment and higher rate. We'll match you with the right lender regardless.
Pre-qualification results are typically available within 24–48 hours of submission. Full approval and funding can be completed in as little as 2–3 business days for straightforward applications, or 5–7 business days for complex high-value transactions. We prioritize speed without sacrificing diligence.
Yes. VaultVelocityAuto works with lenders in both Canada and the United States. Canadian buyers can access financing through our Canadian banking partners. US buyers are served through J.J. Best Banc, Woodside Credit, LightStream, and RoadLoans, all of which specialize in collector vehicle lending.
Yes, in most cases. The financing and shipping processes run in parallel. Your loan funds are held in escrow and released to the seller upon successful inspection and delivery confirmation. This protects both parties throughout the international transaction.
Typically: government-issued photo ID, proof of income (recent pay stubs or tax returns), proof of insurance for the vehicle, and proof of residence. High-value transactions over $250,000 may require additional financial documentation. Your specialist will guide you through the exact requirements for your situation.